Declined by the Bank? You May Still Have Options.

Looking for finance for your business but the bank can't help, or you're stuck waiting in a 0800 line?


Bizzy connects you with a wide range of specialised and experienced non-bank business lenders - with only one application and no impact to your credit score.

Lending from 10K to 2M

Matching you to personalised funding offers

One application, multiple finance offers

Green glass-metallic background with statistic cards
Green glass-metallic background with statistic cards

NZ's #1 Business Lending Marketplace

16+

Business Lenders

18M+

Funding Requested

350+

Indicative Quotes

NZ's #1 Business Lending Marketplace

16+

Business Lenders

18M+

Funding Requested

350+

Indicative Quotes

NZ's #1 Business Lending Marketplace

16+

Business Lenders

18M+

Funding Requested

350+

Indicative Quotes

50K

Business
Loan

2

Quotes
Received

A food and beverage operator approached Bizzy seeking $50,000 to settle outstanding invoices and maintain supply continuity. Their request was shared across the lending panel and resulted in two secured lending offers to consider. With both options available at the same time, the owner could compare structure and cost side-by-side before making a decision.

Why NZ Businesses are choosing Bizzy

We understand that traditional lending doesn’t work for everyone which is why we work with non-bank lenders to help businesses get funded when the banks can't.


Bizzy helps you access alternative funding for your business in one place, without chasing multiple lenders.

One application — multiple tailored offers

Compare rates, fees and terms side-by-side

Explore options with no impact on your credit score

Get connected to the right lenders for your business growth

  • Business-Aquisition: Man laying tile

    I've landed a new project and need help to purchase materials

    WORKING CAPITAL

  • Business-Aquisition: Woman in hospitality

    I need to cover a cashflow gap while I wait on outstanding invoices

    INVOICE FINANCING

  • Business-Aquisition: Man building construction

    I've found a business I want to buy and need funding to make it happen

    ACQUISITION LOAN

  • I want to refinance my existing loan to reduce my repayments

    BUSINESS LOAN

  • I want to grow my business by opening a second location

    BUSINESS LOAN

  • Business-Aquisition: Man laying tile

    I've landed a new project and need help to purchase materials

    WORKING CAPITAL

  • Business-Aquisition: Woman in hospitality

    I need to cover a cashflow gap while I wait on outstanding invoices

    INVOICE FINANCING

  • Business-Aquisition: Man building construction

    I've found a business I want to buy and need funding to make it happen

    ACQUISITION LOAN

  • I want to refinance my existing loan to reduce my repayments

    BUSINESS LOAN

  • I want to grow my business by opening a second location

    BUSINESS LOAN

  • Business-Aquisition: Man laying tile

    I've landed a new project and need help to purchase materials

    WORKING CAPITAL

  • Business-Aquisition: Woman in hospitality

    I need to cover a cashflow gap while I wait on outstanding invoices

    INVOICE FINANCING

  • Business-Aquisition: Man building construction

    I've found a business I want to buy and need funding to make it happen

    ACQUISITION LOAN

  • I want to refinance my existing loan to reduce my repayments

    BUSINESS LOAN

  • I want to grow my business by opening a second location

    BUSINESS LOAN

How Bizzy Works

01

01

Tell us your business needs

Tell us your business needs

Create a Bizzy account and tell us about your unique business needs and how much funding you are looking for. Once submitted, we'll share these details with our lender partners.

Create a Bizzy account and tell us about your unique business needs and how much funding you are looking for. Once submitted, we'll share these details with our lender partners.

Bizzy lending application and information

02

02

Browse funding offers for you

Browse funding offers for you

Receive lender responses tailored to your needs via the Bizzy platform, usually within one to two business days.

Receive lender responses tailored to your needs via the Bizzy platform, usually within one to two business days.

Lending offers on Bizzy

03

03

Finalise and get funded

Finalise and get funded

Choose the funding option that suits you and finalise the details with the lender. You'll then receive funding and get back to focusing on growing your business.

Choose the funding option that suits you and finalise the details with the lender. You'll then receive funding and get back to focusing on growing your business.

Confirming terms for lending on Bizzy

Have a Question?

What if my bank has already declined me?

That's ok, non-bank lenders often assess business funding differently to banks. It's free to sign-up to Bizzy and get quotes.

Will applying through Bizzy affect my credit score?

What information do I need to provide Bizzy?

What type of business funding can I get?

How quickly can I get funding?

Bizzy Brand Image

Ready to buy your next business?

Don't let finance be the thing that stops you. Use Bizzy today to see what lending offers are right for your business goals.

Ready to buy your next business?

Don't let finance be the thing that stops you. Use Bizzy today to see what lending offers are right for your business goals.