Easily Compare Multiple Lending Quotes with One Application

From equipment and materials to payroll and project gaps — Bizzy finds the finance tradies need to keep building.

Lending from 5K to 2M

Matching you to personalised funding offers

One application, multiple finance offers

Green glass-metallic background with statistic cards
Green glass-metallic background with statistic cards

NZ's #1 Business Lending Marketplace

15

Business Lenders

7M+

Funding Requested

200+

Indicative Quotes

NZ's #1 Business Lending Marketplace

15

Business Lenders

7M+

Funding Requested

200+

Indicative Quotes

NZ's #1 Business Lending Marketplace

15

Business Lenders

7M+

Funding Requested

200+

Indicative Quotes

30K

Facility
Unlocked

3

Quotes
Received

48h

Funding
Approval

We had a young driven business owner in Tauranga in the building and construction industry who came to Bizzy - their challenge was long payment cycles creating ongoing capital gaps. They needed access to working capital to smooth out their monthly cashflow.

Get connected to the right lenders for your business growth

  • We have more work than we can handle and need to hire

    WORKING CAPITAL

  • I have to purchase raw materials in bulk to secure better pricing

    INVOICE LENDING

  • We need to expand our vehicle fleet with a new digger

    ASSET FINANCE

  • I've landed a new project and need to purchase materials upfront

    BUSINESS LOAN

  • We need to manage seasonal flucuations and delays

    WORKING CAPITAL

  • We have more work than we can handle and need to hire

    WORKING CAPITAL

  • I have to purchase raw materials in bulk to secure better pricing

    INVOICE LENDING

  • We need to expand our vehicle fleet with a new digger

    ASSET FINANCE

  • I've landed a new project and need to purchase materials upfront

    BUSINESS LOAN

  • We need to manage seasonal flucuations and delays

    WORKING CAPITAL

  • We have more work than we can handle and need to hire

    WORKING CAPITAL

  • I have to purchase raw materials in bulk to secure better pricing

    INVOICE LENDING

  • We need to expand our vehicle fleet with a new digger

    ASSET FINANCE

  • I've landed a new project and need to purchase materials upfront

    BUSINESS LOAN

  • We need to manage seasonal flucuations and delays

    WORKING CAPITAL

Why NZ Tradies are choosing Bizzy

Whether you’re a builder, electrician, civil contractor or subcontractor managing retentions, we understand construction cashflow. Materials are paid upfront, progress payments take weeks, and payroll doesn’t wait.


Bizzy helps you access construction finance in one place — without chasing multiple lenders.

One application — multiple tailored offers

Compare rates, fees and terms side-by-side

Explore options with no impact on your credit score

How NZ Tradies Use Bizzy to Keep Jobs Moving

Invoice Financing

Unlock cash from progress claims and unpaid invoices and keep wages covered, suppliers happy and your next job moving, without waiting 30–60 days to get paid.

Asset & Equipment Finance

Spread the cost of utes, diggers, scaffolding and specialist gear, so you can upgrade, replace or expand without draining your existing cashflow.

Trade Business Loans

Secure upfront funding for materials, subcontractors and project costs, so you can confidently say yes to larger contracts.

Flexible Working Capital

Manage retentions, payroll and seasonal slowdowns with a flexible facility designed for project-based income.

How Bizzy Works for Tradies

01

01

Tell us what you need funding for

Create a Bizzy account and tell us about your unique business needs whether you need to purchase equipment or supplies for an upcoming job or it's helping smooth cashflow.

Bizzy lending application and information

02

02

Compare personalised lender offers

Receive lender responses tailored to your needs via the Bizzy platform, usually within one to two business days.

Lending offers on Bizzy

03

03

Choose your offer and get funded

Choose the funding option that suits you and finalise the details with the lender. You'll then receive funding and get back to focusing on growing your business.

Choose the funding option that suits you and finalise the details with the lender. You'll then receive funding and get back to focusing on growing your business.

Confirming terms for lending on Bizzy

Have a Question?

How quickly can I get funding for a job or equipment purchase?

The time it takes to receive funding can vary depending on the lender, the type of financing, and the complexity of your application. You should receive quotes within 1-2 business days and then it's up to you and the lenders to finalise the details.

Will applying through Bizzy affect my credit score?

Can I get funding if I have progress payments or retentions tied up?

What if my bank has declined me?

What types of construction businesses does Bizzy work with?

What can I use the funding for?

Our trusted partners:

Lender Logo: Line capital
Lender Logo: FundTap
Lender Logo: Scotpac Finance
Lender Logo: Lock Finance
Lender Logo: Quadrent
Lender Logo: Ignite Business Finance
Lender Logo: Capital Connect
Lender Logo: Prospa
Lender Logo: Taxi
Lender Logo: Bizcap
Lender Logo: HomeSec
Lender Logo: APositive

Our trusted partners:

Lender Logo: Line capital
Lender Logo: FundTap
Lender Logo: Scotpac Finance
Lender Logo: Lock Finance
Lender Logo: Quadrent
Lender Logo: Ignite Business Finance
Lender Logo: Capital Connect
Lender Logo: Prospa
Lender Logo: Taxi
Lender Logo: Bizcap
Lender Logo: HomeSec
Lender Logo: APositive

Our trusted partners:

Lender Logo: Line capital
Lender Logo: FundTap
Lender Logo: Scotpac Finance
Lender Logo: Lock Finance
Lender Logo: Quadrent
Lender Logo: Ignite Business Finance
Lender Logo: Capital Connect
Lender Logo: Prospa
Lender Logo: Taxi
Lender Logo: Bizcap
Lender Logo: HomeSec
Lender Logo: APositive
Bizzy Brand Image

Ready for better business funding?

Discover how we can help your business grow with better lending products, personalised to your business needs and growth goals.

Ready for better business funding?

Discover how we can help your business grow with better lending products, personalised to your business needs and growth goals.