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Meet CFI Finance: Available on Bizzy

Meet CFI Finance: Available on Bizzy

Meet CFI Finance: Available on Bizzy

CFI Finance is one of the lenders on Bizzy offering fast, flexible, and fair business lending to Kiwi SMEs, from start-ups to established businesses.

Common sense business lending, with decisions in hours not weeks.

Get access to $5K to $500K across business loans, equipment finance, vehicle finance, and working capital

Approvals typically within 4 to 48 hours.

Get Quotes

Get Quotes

More about CFI Finance

CFI Finance has been helping New Zealand businesses access the finance they need for over 15 years. They're not a bank, they're a specialist commercial lender focused across NZ and Australian businesses, including start-ups that most lenders won't touch.

With over $250M in loans funded, CFI measures approval times in hours, and you deal directly with the people making the decisions.

CFI Finance's Offering:

  • Working Capital

    Smooth out cashflow, cover unexpected expenses, or fund short-term growth. Fast access to $5K to $100K.

    ELIGIBILITY REQUIREMENTS:

    At least 12 months of continuous business trading

    Consistent monthly business turnover

    Active NZBN

    Your recent business and personal bank statements

    A New Zealand resident or permanent visa holder

  • Business Loan

    Simple, flexible funding for almost any business purpose. From $5K to $500K with terms up to 5 years, whether you're starting, buying, or growing a business.

    ELIGIBILITY REQUIREMENTS:

    A clear idea of what you need the funds for

    Active NZBN

    A New Zealand resident or permanent visa holder

    Basic financial statements

  • Business Acquisition Loan

    Finance the purchase of an existing business or franchise. CFI will lend to buyers who haven't started trading yet, which most banks and non-bank lenders won't do, get from $5K to $500K.

    ELIGIBILITY REQUIREMENTS:

    Purchase agreement or letter of intent for the business

    Deposit or evidence of equity contribution

    Active or pending NZBN

    Valid NZ Drivers Licence or Passport

  • Business Growth Loan

    Already trading and ready to scale? Fund a fitout, refurbishment, new equipment, or expansion into new premises. From $5K to $500K with terms up to 5 years and fixed rates.

    ELIGIBILITY REQUIREMENTS:

    6 - 24 months trading history

    Revenue is stable or growing

    Active NZBN

    Valid NZ Drivers Licence or Passport

    Good credit history

  • Vehicle Finance

    Finance cars, utes, vans, trucks, and trailers for your business. New and used vehicles from $5K to $500K with flexible loan options.

    ELIGIBILITY REQUIREMENTS:

    A quote or invoice from the dealer or seller

    Basic financial statements

    Active NZBN

    A New Zealand resident or permanent visa holder

  • Equipment Finance

    Spread the cost of machinery, tools, and business equipment with a loan tailored to your needs. From $5K to $500K across loans and leases.

    ELIGIBILITY REQUIREMENTS:

    A quote or invoice from your equipment supplier

    Basic financial statements

    Active NZBN

    A New Zealand resident or permanent visa holder

    Borrowing range up to 150% of average monthly sales

  • Working Capital

    Smooth out cashflow, cover unexpected expenses, or fund short-term growth. Fast access to $5K to $100K.

    ELIGIBILITY REQUIREMENTS:

    At least 12 months of continuous business trading

    Consistent monthly business turnover

    Active NZBN

    Your recent business and personal bank statements

    A New Zealand resident or permanent visa holder

  • Business Loan

    Simple, flexible funding for almost any business purpose. From $5K to $500K with terms up to 5 years, whether you're starting, buying, or growing a business.

    ELIGIBILITY REQUIREMENTS:

    A clear idea of what you need the funds for

    Active NZBN

    A New Zealand resident or permanent visa holder

    Basic financial statements

  • Business Acquisition Loan

    Finance the purchase of an existing business or franchise. CFI will lend to buyers who haven't started trading yet, which most banks and non-bank lenders won't do, get from $5K to $500K.

    ELIGIBILITY REQUIREMENTS:

    Purchase agreement or letter of intent for the business

    Deposit or evidence of equity contribution

    Active or pending NZBN

    Valid NZ Drivers Licence or Passport

  • Business Growth Loan

    Already trading and ready to scale? Fund a fitout, refurbishment, new equipment, or expansion into new premises. From $5K to $500K with terms up to 5 years and fixed rates.

    ELIGIBILITY REQUIREMENTS:

    6 - 24 months trading history

    Revenue is stable or growing

    Active NZBN

    Valid NZ Drivers Licence or Passport

    Good credit history

  • Vehicle Finance

    Finance cars, utes, vans, trucks, and trailers for your business. New and used vehicles from $5K to $500K with flexible loan options.

    ELIGIBILITY REQUIREMENTS:

    A quote or invoice from the dealer or seller

    Basic financial statements

    Active NZBN

    A New Zealand resident or permanent visa holder

  • Equipment Finance

    Spread the cost of machinery, tools, and business equipment with a loan tailored to your needs. From $5K to $500K across loans and leases.

    ELIGIBILITY REQUIREMENTS:

    A quote or invoice from your equipment supplier

    Basic financial statements

    Active NZBN

    A New Zealand resident or permanent visa holder

    Borrowing range up to 150% of average monthly sales

  • Working Capital

    Smooth out cashflow, cover unexpected expenses, or fund short-term growth. Fast access to $5K to $100K.

    ELIGIBILITY REQUIREMENTS:

    At least 12 months of continuous business trading

    Consistent monthly business turnover

    Active NZBN

    Your recent business and personal bank statements

    A New Zealand resident or permanent visa holder

  • Business Loan

    Simple, flexible funding for almost any business purpose. From $5K to $500K with terms up to 5 years, whether you're starting, buying, or growing a business.

    ELIGIBILITY REQUIREMENTS:

    A clear idea of what you need the funds for

    Active NZBN

    A New Zealand resident or permanent visa holder

    Basic financial statements

  • Business Acquisition Loan

    Finance the purchase of an existing business or franchise. CFI will lend to buyers who haven't started trading yet, which most banks and non-bank lenders won't do, get from $5K to $500K.

    ELIGIBILITY REQUIREMENTS:

    Purchase agreement or letter of intent for the business

    Deposit or evidence of equity contribution

    Active or pending NZBN

    Valid NZ Drivers Licence or Passport

  • Business Growth Loan

    Already trading and ready to scale? Fund a fitout, refurbishment, new equipment, or expansion into new premises. From $5K to $500K with terms up to 5 years and fixed rates.

    ELIGIBILITY REQUIREMENTS:

    6 - 24 months trading history

    Revenue is stable or growing

    Active NZBN

    Valid NZ Drivers Licence or Passport

    Good credit history

  • Vehicle Finance

    Finance cars, utes, vans, trucks, and trailers for your business. New and used vehicles from $5K to $500K with flexible loan options.

    ELIGIBILITY REQUIREMENTS:

    A quote or invoice from the dealer or seller

    Basic financial statements

    Active NZBN

    A New Zealand resident or permanent visa holder

  • Equipment Finance

    Spread the cost of machinery, tools, and business equipment with a loan tailored to your needs. From $5K to $500K across loans and leases.

    ELIGIBILITY REQUIREMENTS:

    A quote or invoice from your equipment supplier

    Basic financial statements

    Active NZBN

    A New Zealand resident or permanent visa holder

    Borrowing range up to 150% of average monthly sales

Product

Product

Loan Amount

Loan Amount

Term

Term

Rate (p.a)

Rate (p.a)

Working Capital

$5,000 to $100,000

Ongoing

Upon Application

Business Loan

$5,000 to $500,000

1 to 5 years

Upon Application

Equipment Finance

$5,000 to $500,000

1 to 5 years

Upon Application

Vehicle Finance

$5,000 to $500,000

1 to 5 years

Upon Application

Business Acquisition

$5,000 to $500,000

1 to 5 years

Upon Application

Business Growth

$5,000 to $500,000

1 to 5 years

Upon Application

CFI Finance's Unique Strengths

Start-up Friendly Lending

CFI will lend to businesses that banks and most non-bank lenders won't, including brand new start-ups and franchise buyers who haven't traded yet.

Decisions in Hours, Not Weeks

Typical approval turnaround is 4 to 48 hours, so you spend less time waiting and more time running your business.

Fixed Rates, No Surprises

All CFI loans come with fixed interest rates, giving you certainty on repayments from day one.

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