Working capital when your business needs it
Cashflow timing rarely lines up perfectly. A slow-paying client, a seasonal dip, a growth opportunity that arrives before the revenue does.
BizzyCashflow connects NZ businesses with a range of working capital solutions - whether it's an overdraft facility or short term funding - with only one application and no impact on your credit score to explore.
Cashflow lending from 10K to 2M
Matching you to personalised funding offers
One application, multiple finance offers
100K
2y Cashflow
Loan
3
Quotes
Received
A recent customer was exploring options to bridge cashflow gaps in the upcoming months. Their request went out across the Bizzy lending panel and they received three quotes and secured $100,000.
Why businesses choose BizzyCashflow
Revenue arrives in waves, costs arrive constantly. Most Kiwi business owners know what it feels like to watch the bank account closely before payment land.
BizzyCashflow gives businesses a way to bridge that gap, or to fund growth that is happening faster than the revenue cycle allows. Non-bank lenders can often move quickly and assess lending differently to traditional banks, particularly for businesses with strong trading history but limited property security.
One application — multiple tailored offers
Compare rates, fees and terms side-by-side
Explore options with no impact on your credit score
Get connected to the right lenders for your business growth
How Bizzy Works for
business cashflow funding
01
Tell us about your business and cashflow needs
Create a Bizzy account and share the details of your situation. The more context you give, the better the match.
02
Compare personalised lender offers
Receive lender responses tailored to your needs via the Bizzy platform, usually within one to two business days.
03
Choose your offer, receive funding and close the deal
Pick the funding option that works for you, finalise the details directly with the lender, and get back to focusing on your new business.
One Platform.
Multiple Funding Options.
Working Capital Facilities
Access a flexible facility to draw on when cashflow timing gets tight. Pay for stock, cover payroll, or manage a seasonal dip without tying up major assets.
Invoice & Trade Finance
Stop waiting 30 to 90 days for customers to pay. Invoice and trade finance lets you access funds tied up in unpaid invoices or confirmed purchase orders, so your cashflow keeps moving.
Business Loans
Unsecured or secured, a business loan gives you access to working capital based on your trading performance. No invoices or assets required, just your business financials.
Have a Question?
What types of cashflow products does Bizzy offer?
Bizzy works with over 15 lenders and connects businesses with a range of cashflow products, including working capital loans, unsecured and secured business loans, working capital facilities, and invoice finance against outstanding invoices. The right product depends on your business situation, and Bizzy surfaces the options available to you based on the information you share.
