TRUSTED LENDER PARTNER

Meet Lending Crowd: Available on Bizzy

Lending Crowd is one of the lenders on Bizzy offering business loans to Kiwi SMEs

Borrow up to $200,000 for your business needs

Fixed interest rates with no early repayment fees.

Get Quotes

More about Lending Crowd

Lending Crowd has been providing online business finance to New Zealand SMEs since 2015. As one of New Zealand's original peer-to-peer lenders, they are licensed and regulated by the Financial Markets Authority under the Financial Markets Conduct Act.

Their model connects business borrowers directly with investors, cutting out the traditional lending overhead. The result is a fully digital loan process with fixed rates, transparent fees, and no penalties for early repayment.

"

Absolutely amazing service. Speedy service without any drama. Would certainly highly recommend.

— J Nicholson

Lending Crowd's Offering:

Unsecured Business Loan
A fully online, unsecured loan for established businesses. Borrow up to $50,000 without needing to put up a vehicle or property as security.
ELIGIBILITY REQUIREMENTS:
At least 18 months in business
Minimum annual turnover of $80,000
Good credit history
Full ownership of the business
New Zealand resident or citizen
Active NZBN
Secured Business Loan
Borrow up to $200,000 at a lower rate by securing your loan against a registered vehicle or residential or commercial property.
ELIGIBILITY REQUIREMENTS:
At least 18 months in business
Minimum annual turnover of $80,000
Registered vehicle or property available as security
Good credit history
Full ownership of the business
New Zealand resident or citizen
Active NZBN

Unsecured Business Loan
A fully online, unsecured loan for established businesses. Borrow up to $50,000 without needing to put up a vehicle or property as security.
ELIGIBILITY REQUIREMENTS:
At least 18 months in business
Minimum annual turnover of $80,000
Good credit history
Full ownership of the business
New Zealand resident or citizen
Active NZBN
Secured Business Loan
Borrow up to $200,000 at a lower rate by securing your loan against a registered vehicle or residential or commercial property.
ELIGIBILITY REQUIREMENTS:
At least 18 months in business
Minimum annual turnover of $80,000
Registered vehicle or property available as security
Good credit history
Full ownership of the business
New Zealand resident or citizen
Active NZBN

Unsecured Business Loan
A fully online, unsecured loan for established businesses. Borrow up to $50,000 without needing to put up a vehicle or property as security.
ELIGIBILITY REQUIREMENTS:
At least 18 months in business
Minimum annual turnover of $80,000
Good credit history
Full ownership of the business
New Zealand resident or citizen
Active NZBN
Secured Business Loan
Borrow up to $200,000 at a lower rate by securing your loan against a registered vehicle or residential or commercial property.
ELIGIBILITY REQUIREMENTS:
At least 18 months in business
Minimum annual turnover of $80,000
Registered vehicle or property available as security
Good credit history
Full ownership of the business
New Zealand resident or citizen
Active NZBN

Product

Loan Amount

Term

Rate (p.a)

Secured Business Loan

$5,000 to $200,000

3 to 5 years

11.50% to 23.78%

Unsecured Business Loan

$2,000 to $50,000

2 to 5 years

15.95% to 25.95%

Lending Crowd's Unique Strengths

Fixed Rates, No Surprises

Every Lending Crowd loan comes with a fixed interest rate for the full term, so repayments are predictable from day one.

No Early Repayment Fees

If you want to pay your loan off ahead of schedule, there is no penalty for doing so. You pay it off when it suits your business, not when it suits the lender.

Flexible Loan Limits

Borrow up to $200,000 depending on your business needs and security.

Visit Lending Crowd

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